David Smith joined the insurance industry in 1988 as a college intern at State Farm Insurance. David graduated from Illinois State University in 1990 with a degree in Business Management. He also played outside linebacker for the ISU Redbirds. Upon graduation, he gained experience at State Farm in Human Resources, Administrative Services, Public Affairs and Claims. David began his agency journey in 1997 as a State Farm Agent in Clarkston, Michigan. He began teaching insurance courses at Kaplan Financial in 2004. David is a former Board of Education Trustee for Waterford Schools and currently serves on the Girls Gear Foundation Board of Directors and Chairs the Rochester University Foundation Board of Directors. In 2022, he was appointed by the Governor to serve on the State Board of Chiropractic. David is an Assistant Women’s Basketball Coach at the University of Olivet. He is also a USA/NCAA certified coach for the Michigan Mystics Travel Club as well as president of PlayAllBasketball.net and PlayAllMedia.net.
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In 1989, Tom created a scratch insurance agency with Farmers Insurance Group, advising clients on appropriate policies and coverage to protect their families. In 1997, he took his experience as a successful business owner to guide and mentor other individuals as a district manager for Farmers Insurance Group in west Michigan. In 2006, in addition to his position with Farmers, Tom became an instructor for Kaplan University, teaching property and casualty, life, accident and health, and continuing education courses. In 2010, he opted to get back into sales as an independent insurance agent while continuing to teach at Kaplan, and in 2015, Tom joined the faculty at The University of Olivet and is an Associate Professor and the Director of the Risk Management and Insurance Center. He was also appointed to the Michigan Auto Insurance Placement Facility’s Board of Governors by the State of Michigan’s Director of Insurance from July 2017 to September 2019.
To demonstrate his dedication to continued education and professionalism, Tom has earned professional designations from the American College, The National Alliance, and the Insurance Institute of America. He has earned the Chartered Property and Casualty Underwriter (CPCU), Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), and Certified Insurance Counselor (CIC) designations.
Tom holds a bachelor’s degree in telecommunications from Michigan State University and a Master of Business Administration from Kaplan University.