Are You Ready To Pass Your Michigan Insurance Exam?

This self-study course is part of the process needed to become a licensed insurance agent as your participation supports your requirements of required self-study time to become eligible to take the state licensing exam!

  • You will learn the basics of comprehension for insurance and its policies, along with an understanding of options, riders, and provisions.

  • You will learn about annuities, qualified plans, taxes, group insurance concepts, state laws, and state laws for specific insurance categories.

  • This course is set at a self-study pace to allow every learner the ability to tackle the curriculum at their own pace, on their own schedule.

Meet Your Instructor

Mike Weglarz, CPCU

Mike is a business leader and sales and marketing specialist with more than 20 years of experience working in and developing marketing programs for the insurance, financial services, and retail vertical markets.
Learn More About Mike

What's Inside The Course

MI Life, Accident and Health Pre-Licensing Combo Course Curriculum

    1. WELCOME!

    2. Utilize our Mobile App for easy access to your learning!

    3. Welcome & Overview of Process - Video

      FREE PREVIEW

    4. Overview of process

    5. LAH- Producer Exam - PSI Exam Outline

    6. Pre Licensing Textbook - Life, Accident and Health

    1. Chapter 1 - Overview Video

      FREE PREVIEW

    2. The Basics of Insurance

    3. Exposures

    4. Pure vs. Speculative Risk

    5. Hazards and Perils

    6. Law of Large Numbers

    7. Underwriting and Rating

    8. Adverse Selection

    9. Categorizing Insureds

    10. Underwriting Groups

    11. Stock vs Mutual

    12. Admitted versus Non-Admitted Carriers

    13. Producer, Principal

    14. Contracts, Premium Calculations and Applications

    15. Waiver and Estoppel

    16. Underwriting Information

    17. Insurable Interest and Contract Characteristics

    18. Life Quiz - Chapter 1

    1. Chapter 2 - Overview Video

    2. Life Insurance Basics

    3. Classification of Life Insurance: Term vs. Permanent

    4. Business Uses of Life Insurance

    5. ​Human Life Value​ & Needs Approach

    6. Types of Life Insurance Policies – Term Insurance

    7. ​Advantages and Disadvantages of Term Life Insurance​

    8. Permanent Policies

    9. Straight, Limited, and Single Pay

    10. Modified and Graded Premium Whole Life

    11. Interest Sensitive (Current Assumption) Whole Life

    12. Equity Indexed Whole Life

    13. Advantages and Disadvantages of Whole Life

    14. Flexible Policies

    15. Adjustable Life

    16. Universal Life

    17. Variable Life and Variable "Universal" Life

    18. Survivorship Life and Juvenile Life

    19. Producer Responsibilities

    20. Life Quiz - Chapter 2

    1. Chapter 3 - Overview Video

    2. Options, Provisions, and Riders

    3. Misstatement of Age or Sex

    4. Assignment clause

    5. Grace period and automatic premium loan rider

    6. Reinstatement provision

    7. Time limit of certain lawsuits

    8. Optional provisions

    9. Beneficiaries

    10. Common Disaster

    11. Dividend Options

    12. ​Non - Forfeiture Options​

    13. Settlement Options

    14. Riders

    15. Riders dealing with Living Benefits

    16. The Uniform Simultaneous Death Act

    17. Facility of Payment Provision

    18. Life Quiz - Chapter 3

    1. Chapter 4 - Overview Video

    2. Annuities Qualified Plans and Taxes

    3. Qualified and Non-Qualified Plans

    4. Annuity Basics

    5. Uses of an Annuity

    6. Annuity Overview

    7. ​Types of Annuities​

    8. Types of Annuities to choose from?

    9. Annuity Period – How will the funds be paid out?

    10. IRAs – Individual Retirement Accounts

    11. Other Retirement Plans

    12. Rollovers and Transfers

    13. Tax Consequences of Life Insurance and Dividends

    14. Life Quiz -Chapter 4

    1. Chapter 5 - Overview Video

    2. Group Insurance Concepts

    3. Group Life Conversion

    4. Taxation for Group Life Insurance

    5. Life Quiz - Chapter 5

About this course

  • $169.00
  • 159 lessons
  • 1.5 hours of video content

Take Your First Step To Getting State Certified!

Get started now and gain the knowledge needed to gain confidence and reach your goals of becoming a licensed insurance agent.

START NOW FOR $169