This self-study course is part of the process needed to become a licensed insurance agent as your participation supports your requirements of required self-study time to become eligible to take the state licensing exam!
You will learn the basics of comprehension for insurance and medical expense policies, along with an understanding of disability income.
You will learn about Medicare, Medicaid, and Long-Term Care, along with other health insurance policy provisions, group health, dental insurance, and taxes.
This course is set at a self-study pace to allow every learner the ability to tackle the curriculum at their own pace, on their own schedule.
Mike Weglarz, CPCU
MI Health Insurance Single Focused Pre-Licensing Course Curriculum
WELCOME! A Message From Your Instructor
Health & Accident Process
Support Video - Chapter 1
The Basics of Insurance
Exposures
Pure vs. Speculative Risk
Hazards and Perils
Law of Large Numbers
Underwriting and Rating
Categorizing Insureds
Adverse Selection
Underwriting Groups
Insurers and Producers
Admitted versus Non-Admitted Carriers
Producer, Principal
Contracts, Premium Calculations and Applications
Waiver and Estoppel
Underwriting Information
Insurable Interest and Contract Characteristics
Quiz - Chapter 1
Chapter 2 - Support Video -Health 101
Health Insurance
Limited Policies
Accident versus illness
Health Quiz - Chapter 2
Chapter 3 - Support Video
Medical expense insurance
How do we pay claims?
Pre-Existing conditions
Major Medical
Medical Expense Distribution Systems
HMOs - Health Maintenance Organization
PPOs - Preferred Provider Organizations
POS - Point of Service plans
Managed Care Plan
Limited Policies
Dental Plans
Taxation of individual medical plans
Affordable Care Act (ACA)
Health Quiz - Chapter 3
Chapter 4 - Support Video
Disability Income
Recurrent benefit
Presumptive Disability
Disability Offset
Social Security Disability Income - SSDI
Rehabilitation benefit
Future Increase Option
Social Insurance Supplement (SIS) rider
Waiver of Premium rider
Group Disability
Business uses for disability income policies
Health Quiz - Chapter 4
Chapter 5 - Support Video
Medicare, Medicaid, and Long-Term Care insurance
Medicare - Part A
Medicare - Part B
Medicare - Part C
Medicare - Part D
Medicare Supplement Insurance
Medicaid
Long Term Care
Michigan Laws on Medicare and LTC
Health Quiz - Chapter 5
Chapter 6 - Support Video
Health insurance policy provisions
Optional Provisions
Other provisions
Health Quiz - Chapter 6
Chapter 7 - Support Video
Group Insurance
HIPAA - The Health Insurance Portability Act of 1997
The Consolidated Omnibus Budget Reconciliation Act of 1985 - COBRA
FSA’s HSA’s and HRA’s
Workers Compensation
Limited Plans Review
Accidental Death and Dismemberment plans or AD&D
Dental Insurance
Taxes
Health Quiz - Chapter 7
Introduction
State Laws
Resident Producer
Exemptions from pre-licensing course requirements
Agency or Business Entity License
Solicitor License
Counselor
Temporary license
Appointment
Reasons you could be denied a license, or have your license suspended or revoked
Regulations for Unfair Trade Practices
Module 8 Practice Questions
Accident and Health Exam for Certification
Simulated State Practice Exam - Test Bank
MI Health & Accident Pre-Licensing Book
